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Celebrating
100 Years of Service in Vermont

Full Service Insurance Agency
Four Vermont Locations

An outline in the shape of Vermont with the location of Bristol indicated with a star and the name in text
An outline in the shape of Vermont with the location of Bristol indicated with a star and the name in text

2 South Street, Bristol, VT
Phone: 802-453-6054
Fax: 802-275-5247
Email: 
alexis@carteragencyvt.com

carter-burlington-circle.png

22 Commerce Street, Unit 9 Hinesburg, VT
Phone: 802-505-1054
Fax: 802-419-7984
Email: 
annie@carteragencyvt.com

An outline in the shape of Vermont with the location of Middlebury indicated with a star and the name in text
An outline in the shape of Vermont with the location of Middlebury indicated with a star and the name in text

1396 US-7, Middlebury, VT
Phone: 802-385-1189
Email: emma@carteragencyvt.com

An outline in the shape of Vermont with the location of St. Johnsbury indicated with a star and the name in text
An outline in the shape of Vermont with the location of St. Johnsbury indicated with a star and the name in text

1951 Memorial Drive 
St. Johnsbury, VT
Phone: 802-748-8081
Text: 802-347-9922
Fax: 802-275-5247
Email: info@farmcountry.net

Carter Insurance Agency is a locally owned, independent insurance agency with locations in Middlebury, Bristol, Hinesburg, and St. Johnsbury, VT. We offer exceptional customer service and local agents dedicated to helping you when you call. This outstanding service is paired with our access to both national and regional insurance carriers to provide the most competitive rates in the market. We do the hard work of seeking out the most competitive markets for your insurance so you don't have to.

Photo of Carter Insurance Agency Middlebury team
Maple trees in vermont fall

Secure Your Future with Our Insurance Services

Personal Lines 

AG and CROP Insurance

  • AG

  • Crop

Commercial Lines

  • ​Workers Compensation

  • Employment Practices Liability

  • Professional Liability

  • Disability

Why should you do business with us?

More Service • More Choices

  • We 're an independent agent, so we work for you, not for an insurance company.

  • We are local and understand the challenges and opportunities in our area.

  • We represent multiple companies and strive to find the one that best fits your needs.

  • Our experienced agents can analyze your needs and give professional advice.

Looking for an insurance agency in Addison County? Give us a call! 
We'd love the opportunity to be your local agents.

corn crop and blue sky VT

We offer AG and Crop Insurance. Are you covered?

Reviews:

Awesome insurance company to do business with, great people to work with, very accommodating, CARTER INSURANCE,🤠.

Thomas Wisell

2025-08-15

Emma is the best! She responds immediately when emailed. We own a business and often need to provide COI for our customers. I have never waited over an hour for that task to be completed. She is amazing and a wealth of Insurance knowledge! We couldn't be happier!

Jenni Mongeur

2025-08-07

Very helpful and easy to do, did it all over the phone so I didn't have to take time off work to go

Jordan Visser

2025-06-12

Dewitt-Blake Insurance 1396 US-7, Middlebury, VT 05753.
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